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Immigration Forum / Canada / November 2003Car Insurance for New Immigrants
Hi, Does anybody know a cheap car insurance for new immigrants? Thanks! Al If you find any let us all know (even the Canadians) Only just seeing premiums drop marginally after 2 1/2 yrs Also depends on which province you are asking about as well. > Hi, > Does anybody know a cheap car insurance for new immigrants? Thanks! > Al I am based in Vaughan, Toronto. My 20 years "no accident" history from my home country (Greece) is not accepted here. For a Mazda 1996 the rate was $300 a months. I didn't accept it. Do you know a car insurace that asks around $200 a months. I am reading in the NG that most new immigrants pay around $2000 a year. But how, which insurance? Thanks for help. Al > If you find any let us all know (even the Canadians) > Only just seeing premiums drop marginally after 2 1/2 yrs [quoted text clipped - 4 lines] > > Does anybody know a cheap car insurance for new immigrants? Thanks! > > Al I just cannot get my head around some of the rates being quoted here, like $300 per month. I paid ?288 in the UK for the whole year on a brand new spanking Nissan last year. I take it there is another agenda behind the high premiums rather than the quality of driving? I ain't looking forward to buying car insurance. It was even the fellow issuing my driver's license at the Ontario DMV office who told me that "all insurance companies in Canada are a true rip off - they will rip you off every which way they can" Originally posted by Majj > I just cannot get my head around some of the rates being quoted here, > like $300 per month. I paid ?288 in the UK for the whole year on a > brand new spanking Nissan last year. I take it there is another agenda > behind the high premiums rather than the quality of driving? I ain't looking forward to buying car insurance. Crikey! So it's not looking good for either car insurance or banking! OK. Now I know all these crazy car insurance things in Canada. Next question, has anyone here ever rented from car rental company such as Avis or Thrifty in Canada? How much they charge for liability or comprehensive per day in average? Just wanna to compare to those in US. > It was even the fellow issuing my driver's license at the Ontario DMV > office who told me that "all insurance companies in Canada are a true [quoted text clipped - 8 lines] > > I ain't looking forward to buying car insurance. > OK. Now I know all these crazy car insurance things in Canada. > > Next question, has anyone here ever rented from car rental company such as > Avis or Thrifty in Canada? > How much they charge for liability or comprehensive per day in average? > Just wanna to compare to those in US. <snip> Co. I worked for had to hire a minivan from thrifty Fri. afternoon till mon morning and inc. insurance etc. came to well over $270 Pretty sure bulk of that was insurance. And that's bout 1/2 yr ago. Good job they were paying ! Most US insurers will cover the insurance for renting cars in Canada. If yours doesn't, try checking with your credit card company if they will. I know that most Visa Gold cards do, so does Discover and AmEx. However, such insurance is usually secondary. I believe Diners Club provides primary coverage, but not sure about that. > OK. Now I know all these crazy car insurance things in Canada. > [quoted text clipped - 15 lines] > > > > I ain't looking forward to buying car insurance. Welcome to Canada, where cheap car insurance doesn't exist. Your better off riding a bike or something. > Hi, > Does anybody know a cheap car insurance for new immigrants? Thanks! > Al  SignatureFor those with nothing better to do: http://simon.littleblog.com http://www.s80.net ~ simon at s80 dot net Why is Canadian car insurance so high? I thought US car insurance was expensive enough! Originally posted by Simon > Welcome to Canada, where cheap car insurance doesn't exist. > Your better off riding a bike or something. > > Hi, > > Does anybody know a cheap car insurance for new immigrants? > Thanks! > > Al > -- > For those with nothing better to do: http://simon.littleblog.c- > om/http://simon.littleblog.com http://www.s80.net/http://www.s80.net ~ simon at s80 dot net I can agree with the others on this thread that cheap car insurance doesn't seem to exist in Canada. My husband and I are selling our car now that we're moving within walking distance of the subway. It's hard to justify spending the insurance/maintenance/fuel/parking/licensing, etc. when the bus is right outside your door and the subway's a ten minute walk. We didn't even insure me on the car since I don't have a provincial drivers license yet, and we were paying around $2,000 per year. Good luck in your search though! Renee :) SignatureInland Spouse Timeline so far: 19 Feb 2003: Moved to Calgary from U.S. on 6 month TRV 12 May 2003: Did medicals in Calgary 20 June 2003: Applied for TRV extension 5 July 2003: Wedding Date 17 July 2003: CIC received inland spouse PR application 15 Aug 2003: Received 6 month TRV extension 20 Aug 2003: CIC request for work history dates (which were sent with application) 21 Aug 2003: CIC received work history reply by overnight post 4 Sept 2003: CIC e-Client finally shows "in process" > Hi, > Does anybody know a cheap car insurance for new immigrants? Thanks! > Al Does anyone know if it is any better if one can "transfer" an insurance policy from the US to Canada? I am currently with State Farm in the US and they said they can directly transfer the policy once I move. I don't know whether that is going to transfer all the discounts, etc. like defensive driving, no record, no claims, etc. or would I be starting with a blank slate. Any ideas? > I can agree with the others on this thread that cheap car insurance doesn't > seem to exist in Canada. My husband and I are selling our car now that [quoted text clipped - 11 lines] > > Does anybody know a cheap car insurance for new immigrants? Thanks! > > Al I transferred my insurance policy with State farm from California to Ontario. Rate is almost the same with currency conversion and discounts. > Does anyone know if it is any better if one can "transfer" an insurance > policy from the US to Canada? [quoted text clipped - 24 lines] > > > Does anybody know a cheap car insurance for new immigrants? Thanks! > > > Al If you have a no accident record with your present insurer, bring a certificate from them to that efffect. IT will get you a better price. SignatureJim Humphries, former visa officer > Hi, > Does anybody know a cheap car insurance for new immigrants? Thanks! > Al Not true. I just did that. I brought such a letter from AllState in the U.S. and showed it to AllState Canada agents and it had no positive effect at all. The idiots at AllState Canada said that because the Canada DMV could only pull up 6 years of clean driving experience (very clean mind you) and not the 20 years that they require, our premiums had to be increased from $370 per month (for two old vehicles) to $700 per month. We of course declined, and are still driving our cars using our U.S. insurance. State Farm agents have simply told us that they don't want any new clients. Originally posted by Jim Humphries > If you have a no accident record with your present insurer, bring a > certificate from them to that efffect. IT will get you a > better price. > -- > Jim Humphries, former visa officer > "Al" <al_tanner@excite.com> wrote in message > news:744a64af.0311240936.3623bce9@posting.google.com"]news:744a- > 64af.0311240936.3623bce9@posting.google.com[/url]... > > Hi, > > Does anybody know a cheap car insurance for new immigrants? > Thanks! > Al Are you saying that State Farm Canada is not taking any new insurance clients? Or was it just the agent that you spoke to? > Not true. I just did that. I brought such a letter from AllState in > the U.S. and showed it to AllState Canada agents and it had no positive [quoted text clipped - 28 lines] > > > Al We contacted three different State Farm agents, and they all said that State Farm Canada does not want any new clients, that they have too many already and more than they can handle. Originally posted by Webcrawler > Are you saying that State Farm Canada is not taking any new insurance > clients? > Or was it just the agent that you spoke to? > "nonong" <member9252@british_expats.com> wrote in message > news:1082528.1069734641@britishexpats.com"]news:1082528.1069734- > 641@britishexpats.com[/url]... > > Not true. I just did that. I brought such a letter from > AllState in > > the U.S. and showed it to AllState Canada agents and it had no > positive > > effect at all. The idiots at AllState Canada said that because > the > > Canada DMV could only pull up 6 years of clean driving > experience (very > > clean mind you) and not the 20 years that they require, our > premiums had > > to be increased from $370 per month (for two old vehicles) to > $700 per > > month. We of course declined, and are still driving our cars > using our > > U.S. insurance. State Farm agents have simply told us that they > don't > > want any new clients. > > Originally posted by Jim Humphries > > > If you have a no accident record with your present insurer, > bring a > > > certificate from them to that efffect. IT will get you a > > > better price. > > > -- > > > Jim Humphries, former visa officer > > > "Al" <al_tanner@excite.com> wrote in message > > >4af.0311240936.3623bce9@posting.google.com[/url]"]news:744a- > news:744a- > > > 64af.0311240936.3623bce9@posting.google.com[/u- > rl]... > > > > Hi, > > > > Does anybody know a cheap car insurance for new > immigrants? > > > Thanks! > > > Al > Posted via http://britishexpats.com/"]http://britishexpats.- com[/url] Wow ! That doesn't sounds too good for us. We were heavily banking on going with State Farm for our car insurance once we move to Canada. I have stayed with State Farm here in the US for more than a year, and just last month renewed with them, even though I was getting a slightly better deal with Progressive. My logic was that when we move early next year, they will automatically transfer our policy, so the extra $$ at this point would be worth it. Maybe they won't count us as "new clients" - what do you think? Also, what are the different things one can do to bring car insurance down in Canada? Here in the US there are things like Defensive Driving courses, good student discounts, etc. > We contacted three different State Farm agents, and they all said that > State Farm Canada does not want any new clients, that they have too many [quoted text clipped - 71 lines] > > Posted via http://britishexpats.com/"]http://britishexpats.- > com[/url] Hi Before buying my car here I have tried 10 insurance brokers. No one called me bakc and I could only get a quote on the Web. Some brokers told me they are not getting new clients. It is really bad the insurance issue in Canada. Cheers Paulo > Wow ! That doesn't sounds too good for us. > We were heavily banking on going with State Farm for our car insurance once [quoted text clipped - 90 lines] > > > Posted via http://britishexpats.com/"]http://britishexpats.- > > com[/url] try this http://www.kanetix.com > Hi > [quoted text clipped - 104 lines] > > > -- > > > Posted via http://britishexpats.com Same as I said in another post "Kanetix" wanted 50% more than I pay at present. I would not go near them with a long pole ! > try this http://www.kanetix.com > [quoted text clipped - 115 lines] > > > > -- > > > > Posted via http://britishexpats.com |
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